In a time bank, no money is exchanged. Members of a community support each other with the exchange of favors and services. but it’s not quite barter. It provides a way to keep goods and services flowing while building relationships beyond the usual business transactions.
Below is a video about the Onion River Exchange Time Bank in Vermont. Watch it to get a better understanding of how a time bank works.
For a glance at economic survival on the local level after a collapse, get Rebuilding a Village, by Vance Lindstrom. It includes chapters on alternative currencies as well as rebuilding the marketplace and banking system.
Check out Brandon Smith’s site on community and market alternatives at http://www.alt-market.com/